ESAF Small Finance Bank - Personal Banking, NRI Banking, Micro-Banking Services
Due to financial year end activities, there may be intermittent disruptions/delay to NEFT/RTGS Transactions and payments via online channels on 31st March 2026 and 01st April 2026. Inconvenience caused if any is deeply regretted.|Due to Financial year-end activities, there may be intermittent disruptions to fund transfers and payments via online channels, on 01st April 2026. Inconvenience caused, if any, is deeply regretted.|Dear Customer, We have updated our Credit Card portal URL. Please use the new link going forward: https://creditcards.esaf.bank.in - ESAF Bank|As per NPCI guidelines, the RuPay Platinum Debit Lounge Program will be discontinued with effect from 1st April 2026. For more details, kindly contact your branch.
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What is e-KYC? How does e-KYC work?


Published On: December 24, 2016

e-KYC refers to electronic KYC. e-KYC is possible only for those who have Aadhaar numbers. While using e-KYC service, you have to authorise the Unique Identification Authority of India (UIDAI), by explicit consent, to release your identity/address through biometric authentication to the bank branches/business correspondent (BC). The UIDAI then transfers your data comprising your name, age, gender, and photograph electronically to the bank. Information thus provided through e-KYC process is permitted to be treated as an ‘Officially Valid Document’ under PML Rules and is a valid process for KYC verification.


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