ESAF Small Finance Bank - Personal Banking, NRI Banking, Micro-Banking Services
Due to financial year end activities, there may be intermittent disruptions/delay to NEFT/RTGS Transactions and payments via online channels on 31st March 2026 and 01st April 2026. Inconvenience caused if any is deeply regretted.|Due to Financial year-end activities, there may be intermittent disruptions to fund transfers and payments via online channels, on 01st April 2026. Inconvenience caused, if any, is deeply regretted.|Dear Customer, We have updated our Credit Card portal URL. Please use the new link going forward: https://creditcards.esaf.bank.in - ESAF Bank|As per NPCI guidelines, the RuPay Platinum Debit Lounge Program will be discontinued with effect from 1st April 2026. For more details, kindly contact your branch.
Login



What is KYC? Why is it required?


Published On: December 24, 2016

KYC means “Know Your Customer”. It is a process by which banks obtain information about the identity and address of the customers. This process helps to ensure that the bank's services are not misused. The KYC procedure is to be completed by the bank while opening accounts. Banks are also required to periodically update their customer's KYC details.


x

By using the website you accept and agree to be bound by the terms mentioned in the website policy available here. If you do not agree to these terms, please refrain from using the website.