Customer Care
1-800-103-3723 / 080-4552-0100
Say Hi to 97467 97467
An Ideal low-risk investment to ensure financial security post retirement.
Senior Citizen Fixed Deposit is a fixed deposit offered by the Bank to individuals who are 60 years and above. This Fixed deposit provides higher interest rates compared to regular fixed deposits, which is safe and reliable investment choice with stable returns.
ESAF Small Finance Bank offers a convenient and quick gold loan service, allowing customers to pledge their gold ornaments in exchange for funds. The loan amount depends on the value of the pledged gold, with a high loan-to-value (LTV) ratio.
ESAF provides competitive interest rates, and the loan tenure is flexible, typically ranging from a few months to a few years. The banks minimal documentation process ensures a hassle-free experience, and loans are often disbursed within hours. Additionally, ESAF offers multiple repayment options, including bullet repayment and EMIs. Your gold is stored securely in the bank’s vaults, ensuring its safety throughout the loan period.
For specific details and the latest updates, visiting an ESAF branch or their official website is recommended.
The borrower must be
Indian Citizen
Minimum age requirement is
18 Years
Borrower must own gold ornaments that can be pledged as collatera