Dream Home Loan – ESAF Small Finance Bank

Due to financial year end activities, there may be intermittent disruptions/delay to NEFT/RTGS Transactions and payments via online channels on 31st March 2026 and 01st April 2026. Inconvenience caused if any is deeply regretted.|Due to Financial year-end activities, there may be intermittent disruptions to fund transfers and payments via online channels, on 01st April 2026. Inconvenience caused, if any, is deeply regretted.|Dear Customer, We have updated our Credit Card portal URL. Please use the new link going forward: https://creditcards.esaf.bank.in - ESAF Bank|As per NPCI guidelines, the RuPay Platinum Debit Lounge Program will be discontinued with effect from 1st April 2026. For more details, kindly contact your branch.

Dream Home Loan

Purposes

Construction
Balance Transfer
Purchase
Extension/Renovation
Plot Plus Construction

Features

Loan amount

3 Lakhs to 5 crores

Interest rate

Floating

Loan Tenure

- - Max tenure 24 yrs

Time line for credit decision on submission of all the required documents

10 Days

Documents to be produced

Two valid KYC Documents as per bank policy
Income Documents
Title deed
Prior title deed for 13 years
State Specific legal documents

TAT for Processing

15 days from the receipt of all supporting documents

Terms and Conditions

APPLY ONLINE INTEREST RATE

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