Salary Overdraft – ESAF Small Finance Bank
Due to financial year end activities, there may be intermittent disruptions/delay to NEFT/RTGS Transactions and payments via online channels on 31st March 2026 and 01st April 2026. Inconvenience caused if any is deeply regretted.|Due to Financial year-end activities, there may be intermittent disruptions to fund transfers and payments via online channels, on 01st April 2026. Inconvenience caused, if any, is deeply regretted.|Dear Customer, We have updated our Credit Card portal URL. Please use the new link going forward: https://creditcards.esaf.bank.in - ESAF Bank|As per NPCI guidelines, the RuPay Platinum Debit Lounge Program will be discontinued with effect from 1st April 2026. For more details, kindly contact your branch.

Salary Overdraft

Features
Loan Amount (Min- Max)

25,000 - 3 Lakhs

Loan tenure (Min- Max)

Overdraft renewable every 12 months

Time line for credit decision on submission of all the required documents
  • 2 Days
Who can apply

Confirmed or employees having 1-year vintage in the current Organisation, maintaining Salary savings account with ESAF Bank

Documents required:
APPLY ONLINE INTEREST RATE

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