ESAF Small Finance Bank - Personal Banking, NRI Banking, Micro-Banking Services
Dear Customer, ESAF Bank’s Core Banking System and related applications will undergo an upgrade from 23 October 2026 (Friday), 6:00 PM, to 26 October 2026, (Monday)10:00 AM. During this period, ATM, Mobile Banking, Internet Banking, BBPS, Debit Card and UPI services will be temporarily unavailable. We request you to plan your banking transactions accordingly. From 26 October 2026, please download the new ESAF Mobile Banking App and re-register to enjoy an enhanced banking experience. For assistance, please contact your branch or call 1800 103 3723. We regret the inconvenience and appreciate your understanding and cooperation.
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Whether KYC is applicable for Credit/Debit cards?


Published On: December 24, 2016

Yes. KYC exercise is necessary for Credit/ Smart Cards and also in respect of add-on/ supplementary cards. Since debit cards are issued only to account holders and accounts are opened only after the KYC procedure is completed, there is no need for separate KYC for issuing debit card.


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