ESAF Small Finance Bank - Personal Banking, NRI Banking, Micro-Banking Services

Mobile Banking – Safety Tips

Stay Secure on ESAF Mobile Banking

Security Awareness

Mobile Banking carries inherent risks like malware, phishing, and unauthorized access via lost devices or unsafe Wi-Fi. Protect your account by following these essential practices to ensure your digital safety.

Essential Security Practices

  • 📲 Download Only Official Apps: Install ESAF’s Mobile Banking app only from official app stores. Avoid third-party APKs or unsolicited links.
  • 🔄 Keep Your Phone Updated: Update your device OS and the banking app regularly to ensure the latest security patches.
  • 🔐 Protect Your Credentials: Use strong MPINs, passwords, and user IDs. Never reuse passwords across different apps.
  • 🧬 Enable Biometrics & Two-Factor Authentication: Turn on fingerprint/Face ID and multi-factor authentication to add an extra security layer.
  • 🛡️ Use a Secure Device: Install trusted security apps that block malware, phishing, and suspicious activity.
  • ⚖️ App Permissions: Periodically check and revoke unnecessary permissions.
  • 🌐 Avoid Public Wi-Fi: Do not use unsecured Wi-Fi for banking. If unavoidable, connect using a trusted VPN.
  • 🎣 Watch for Phishing: Do not click on unknown SMS/email links. Always verify the sender before sharing information.
  • 📊 Monitor Account: Ensure SMS/email alerts are enabled and check for unusual transactions regularly.

🚨 If You Suspect a Security Breach

  • Change Passwords: Update all banking credentials immediately.
  • Inform the Bank: Contact us at once to secure your account.
  • Sanitize Device: Run a security scan or perform a factory reset if needed.
  • Revoke Access: Check and remove any suspicious app permissions.

ESAF Customer Care

📞 Toll-Free: 1-800-103-3723 📞 NRI Paid: 080-4552-0100 📧 Email: customercare@esafbank.com



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