Dairy-Based Livelihood Development

Overview

ESAF’s intervention in dairy-based livelihood development focuses on training dairy farmers belonging to farmers’ collectives on topics like artificial insemination, methods to increase milk production & fodder availability and methods to manage diseases.

To improve the socio-economic conditions of poor farmers in remote areas by promoting micro-entrepreneurship in dairy farming.

Under the project, 80 farmers were trained at KVK- Krishnagiri and KVK-Namakal. ESAF further supported the farmers by setting up an Animal nutrients shop. The nutrient supplements helped the dairy farmers in increasing the quality and quantity of milk. The farmers’ collective provides farmers with a 50% subsidy on the MRP.

Project Objectives

To train the FC stakeholders on dairy farming, preparation of different types of fodder, cattle feed preparation ratio and behaviour management in dairy entrepreneurship.

To provide capacity building training for members of Farmers’ collectives on dairy loans, insurance and cattle management.

Activities

  • Awareness Programmes in villages on the opportunities of microbusiness in dairy farming.
  • Skill training for 50 people.
  • Selection of beneficiaries.

Impacts

119 members provided three improved fodder varieties (Sorghum Sudan Grass, African Tall, COFS 31), where 17.56 acres were brought under demonstration. Through the availability of green fodder, milk yield has been increased by 4%.

103 farmers got two-day training on various topics like maintaining the hygiene of sheds and animals, balanced diet for milch animals, removal of dangerous parasites, medication time, and the importance of artificial insemination.

23 Dairy loans were processed through ESAF SFB. Each loan was worth Rs. 1.6 lakh, and the total loan worth was Rs. 36.8 lakh.

Padmavati, a shareholder of Kalamb Mahila Producer Company got a loan worth Rs. 1.60 lakh from ESAF Bank.

A Dairy of prosperity

The story of Marappan Ramar

Farmers in Tamil Nadu are at the mercy of erratic weather and market conditions. To supplement their declining agricultural income, the majority of the family members of farmers work as daily wage employees in stone quarries. At a time when they were barely managing to get by, the pandemic and consequent lockdowns further jeopardised their lives and livelihoods.

Marappan Ramar was one of the many farmers who were left high and dry by the lockdowns. He decided to enter into the dairy farming business to find a way out of his misery. Marappan was able to buy a milch cow to commence his business but this was not sufficient to make the business profitable. It was at this juncture that he came to know about ESAF’s Dairy Development loan from the Vallalar Farmer Producer Company he is part of. He received a loan of Rs. 1.10 Lakh from ESAF and purchased two milch cows using the amount.

The family’s days of financial troubles are long gone, thanks to ESAF’s timely assistance. They currently make a good living from the dairy business. The cow dung from the dairy is used as manure on the small piece of agricultural land they own.

Taking dairy business to the next level

The story of Padmavati Pradip Rithe

The Rithe family lives in Kalam block of Yavatmal district. Padmavati Pradip Rithe is a shareholder of KMPCL FPO. In March, PDS organised a dairy farmer training on different topics, ranging from the health of the animals to micro-business in dairy. Padmavati benefited greatly from the programme and shared her learnings with her family.

The training for bank loan products was spearheaded by Srinivasan from the Sustainable Banking Team. After his session, Padmavati expressed her desire to scale up her family’s dairy business, for which she required funds. ESAF’s sustainable banking team and PDS synergised so well that within a very short span of time Padmavati received the sanction letter for a loan of Rs. 1.60 lakhs.