Royale
| Product | SB ROYALE | |||
| Product Code | 532 | |||
| Criteria | Any resident individual | |||
| Target Customers | Affluent group | |||
| MAB | Rs.10000 | |||
| Debit Card | Rupay Platinum | ✔ | ||
| Rupay Classic | ✔ | |||
| Debit Card Charges | Platinum Card | Upfront / Issuance Charge | Rs.699+GST | |
| Reissuance | Rs.199+GST | |||
| AMC | Rs.499 +GST | |||
| Classic Card | Upfront / Issuance Charge | Rs.199+GST | ||
| Reissuance | Rs.199+GST | |||
| AMC | Rs.199+GST | |||
| Debit Card Transactions @ ESAF ATM | Free Unlimited Transactions | |||
| Debit Card Transactions @ Other Banks | First 8 transactions (inclusive of financial and nonfinancial) in metro and non-metro locations put together. in a month | |||
| Debit Card Withdrawal (Rs.) | Platinum Card | Rs. 70000/- | ||
| Classic Card | Rs. 50,000/- | |||
| Debit Card POS & ECOM (Rs.) | Platinum Card | Rs. 15,0000/- | ||
| Classic Card | Rs. 10,0000/- | |||
| Daily Cash withdrawal limit @ POS | INR 2000/- in Tier II to VI locations. INR 1000/- in Tier I to II locations. | |||
| Free exclusive Insurance Package for Accidental/Fraud/Purchase Protection & Travel (If Platinum Card is Choosen) | ✔ | |||
| Anywhere Banking | Unlimited Non Cash Transactions | |||
| Cash deposit @ Base Branch | Free | |||
| Cash deposit @ Non Base Branch | Free upto Rs.5 Lakhs per month.INR 4/1000 post free limit(min Rs.50/-) | |||
| Cash withdrawal charges at Non Home Branch | Free upto Rs.5 Lakhs per month.INR 4/1000 post free limit(min Rs.50/-) | |||
| Withdrawal limit (Cash/Transfer/Clearing) for Customer Induced Transactions. | Unlimited | |||
| Cheque Leaves - Payable at Par - Free per half Year | 30 | |||
| IMPS | As per SOC effective from 01st August 2025 | |||
| NEFT @ Branches | As per SOC effective from 01st August 2025 | |||
| RTGS @ Branches | As per SOC effective from 01st August 2025 | |||
| Mobile Banking | ✔ | |||
| Net Banking | ✔ | |||
| Issuance of Passbook | Free | |||
| ECS | ✔ | |||
| NACH | ✔ | |||
| Standing Instruction | ✔ | |||
| Cheque Collection facility | ✔ | |||
| Nomination Facility | ✔ | |||
| DD PO | ✔ | |||
| Interest Payout | Monthly Frequency | |||
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches.
ESAF Small Finance Bank Platinum Card variant features:-
a) Free exclusive insurance package for accidental / fraud / purchase protection and travel. #
b) Seasonal offers :- ( //www.rupay.co.in/rupay-offers )
# All Insurance coverage will be valid on card, only if the customer uses the card at least for 3 purchase transaction (POS/ E com) in the previous 30 days prior to the loss/ incident.
