LALIT Plus – Basic Savings Bank Deposit Account
| Product | LALIT PLUS |
| Product Code | 501 |
| Criteria | Resident Individual above the age of 10 years |
| Target Customers | Any Resident individual >10 years |
| MAB | NIL |
| Non-Maintenance of MAB (Charges per month) – Less than 50% of MAB Maintenance | NIL |
| Non-Maintenance of MAB (Charges per month) – 50% to less than 100% of MAB Maintenance | NIL |
| Debit Card Withdrawal (Rs.) | Platinum Card - NA |
| Classic Card - Rs.20,000/- | |
| Debit Card POS & ECOM (Rs.) | Platinum Card - NA |
| Classic Card - Rs.20,000/- | |
| Debit Card Transactions @ ESAF ATM | Free Unlimited Transactions |
| Debit Card Transactions @ Other Banks | First 3 transactions in Metro locations and first 5 transactions in other locations in a month |
| Daily cash withdrawal limit @ POS |
INR 2000/- in Tier II to VI Locations INR 1000/- in Tier I to II Locations |
| NEFT - Branch Outlets | Free |
| RTGS - Branch Outlets | Free |
| NEFT/RTGS - Other Channels | Free |
| Anywhere Banking | Unlimited Non cash transaction |
| No. of Free Cheque Leaves - Quarterly | 0 |
| Mobile Banking | Available |
| Net Banking | Available |
| Issuance of Passbook | Free |
| ECS & NACH services | Available |
| Standing Instruction | Available |
| Cheque Collection facility | Available |
| Nomination Facility | Available |
| DDPO | Available |
| Interest Payout | Monthly Frequency |
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches.
