Balajyothi
| Product | BALAJYOTHI |
| Product Code | 537 |
| Criteria | Kids 1 day to 18 years |
| Target Customers | Kids under guardianship below the age of 18 years |
| MAB | 1000 |
| Debit Card | Rupay Classic |
| Debit Card Withdrawal (Rs.) | Classic Card : Rs. 5000/- |
| Debit Card POS & ECOM (Rs.) | Classic Card : Rs. 10000/- |
| Debit Card Transactions @ ESAF ATM | Free Unlimited Transactions |
| Debit Card Transactions @ Other Banks |
- First 3 transactions (inclusive of financial and non-financial) in Metro locations in a month - First 5 transactions (inclusive of financial and non-financial) in all other locations in a month |
| Daily cash withdrawal limit @ POS | INR 2000/- in Tier II to VI locations INR 1000/- in Tier I to II locations |
| NEFT / RTGS - Other Channels | Free |
| Anywhere Banking | Unlimited Non cash transaction |
| No. of Free Cheque Leaves - Quarterly | 10 |
| Mobile Banking | Available |
| Net Banking | Available |
| Issuance of Passbook | Free |
| ECS & NACH Services | Available |
| Standing Instruction | Available |
| Cheque Collection facility | Available |
| Nomination Facility | Available |
| DD / PO | Available |
| Interest Payout | Monthly Frequency |
| Note |
Parent/Guardian account is mandatory. A link between parent/guardian and child account through SI with a minimum of Rs. 250/- per month is required. KYC of parent/guardian & child is mandatory during account opening. |
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches
