Zero Balance
| Product | SB Zero Balance | |||
| Product code | 522 | |||
| Criteria | Residential Individual | |||
| Target Customers | Resident individuals who avail loans from the bank | |||
| MAB | Nil | |||
| Debit Card | ||||
| Rupay Platinum Rupay Classic |
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| Debit Card Withdrawal (Rs.) | Platinum Card | Rs. 50000/- | ||
| Classic Card | Rs. 30000/- | |||
| Debit Card POS & ECOM (Rs.) | Platinum Card | Rs. 1,00,000/- | ||
| Classic Card | Rs. 50000/- | |||
| NEFT / RTGS - Other Channels | Free | Debit Card Transactions @ ESAF ATM | Free Unlimited Transactions | |
| Free transactions @ other banks | First 3 transactions (inclusive of financial and non-financial) in Metro locations First 5 transactions (inclusive of financial and nonfinancial) in all other locations in |
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| No. of free Cheque Leaves - Quarterly | 10 | |||
| Mobile Banking | Available | |||
| Net Banking | Available | |||
| Issuance of Passbook | FREE | |||
| ECS & NACH services | Available | |||
| Standing Instruction | Available | |||
| Nomination Facility | Available | |||
| DDPO | Available | |||
| Interest Payout | Monthly | |||
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches





