LALIT Plus – Basic Savings Bank Deposit Account
| Product | LALIT PLUS | |||
| Debit Card | Rupay Platinum | X | ||
| Rupay Classic | ✔ | |||
| Debit Card Charges | Platinum Card | Upfront / Issuance Charge | NA | |
| Reissuance | NA | |||
| AMC | NA | |||
| Classic Card | Upfront / Issuance Charge | Free | ||
| Reissuance | Free | |||
| AMC | Free | |||
| Debit Card Withdrawal (Rs.) | Platinum Card | NA | ||
| Classic Card | Rs.20,000/- | |||
| Debit Card POS & ECOM (Rs.) | Platinum Card | NA | ||
| Classic Card | Rs.20,000/- | |||
| Debit Card Transactions @ ESAF ATM | Unlimited | |||
| Debit Card Transactions @ Other Banks | - First 3 transactions (inclusive of financial and non-financial) in Metro locations in a month. - First 5 transactions (inclusive of financial and non-financial) in all other locations in a month |
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| Interest Payout | Monthly Frequency | |||
| IMPS | As per SOC effective from 01st August 2025 | |||
| RTGS @ Branches | As per SOC effective from 01st August 2025 | |||
| NEFT @ Branches | As per SOC effective from 01st August 2025 | |||
| MAB | NIL | |||
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches.
