LALIT – Basic Savings Bank Deposit Small Account.
| Product | Lalit |
| Product Code | 521 |
| Criteria | Resident Individual |
| Target Customers | Any Resident Individual |
| MAB | NIL |
| Debit Card | Rupay Classic |
| Debit Card Withdrawal (Rs.) | Classic Card - 10,000 |
| Debit Card POS & ECOM (Rs.) | Classic Card - POS: 1600, ECOM: 400 |
| Debit Card Transactions @ ESAF ATM | Free Unlimited Transactions |
| Debit Card Transactions @ Other Banks |
First 3 transactions (inclusive of financial and non-financial) in Metro locations in a month First 5 transactions (inclusive of financial and non-financial) in all other locations in a month |
| Daily cash withdrawal limit @ POS |
INR 2000/- in Tier II to VI Locations INR 1000/- in Tier I to II Locations |
| NEFT - Branch Outlets | Free |
| RTGS - Branch Outlets | Free |
| NEFT/RTGS - Other Channels | Free |
| Anywhere Banking | Unlimited Non cash transaction |
| No. of Free Cheque Leaves - Quarterly | 0 |
| Mobile Banking | Available |
| Net Banking | Available |
| Issuance of Passbook | Free |
| ECS & NACH services | Available |
| Standing Instruction | Available |
| Cheque Collection facility | Available |
| Nomination Facility | Available |
| DDPO | Available |
| Interest Payout | Monthly Frequency |
Account can be opened by all resident individuals.
Free NEFT facility through Mobile / Internet channels.
Free NEFT facility at branches.
