| Product |
NRO CA |
| Product Code |
306 |
| Criteria |
Non Resident Indian |
| Target Customers |
NRI Customers Preferring Non Interest-Bearing Account |
| Monthly Average Balance |
Rs.5000 |
| Debit Card Charges |
Platinum Card |
Upfront / Issuance Charge |
Rs.999+GST |
| Reissuance |
Rs.199+GST |
| AMC |
Rs.499+GST |
| Classic Card |
Upfront / Issuance Charge |
NA |
| Reissuance |
NA |
| AMC |
NA |
| Debit Card Transactions @ ESAF ATM |
Free Unlimited Transactions |
| Debit Card Transactions @ Other Banks |
– First 3 transactions (inclusive of financial and non-financial) in Metro locations in a month.
– First 5 transactions (inclusive of financial and non-financial) in all other locations in a month |
| Debit Card |
Rupay Platinum |
✔ |
| Rupay Classic |
NA |
| Debit Card Withdrawal (Rs.) |
Platinum Card |
|
|
Rs. 50000/- |
| Classic Card |
|
|
NA |
| Debit Card POS & ECOM (Rs.) |
Platinum Card |
|
|
Rs. 100000/- |
| Classic Card |
|
|
NA |
| Daily Cash withdrawal limit @ POS |
INR 2000/- in Tier II to VI locations. INR 1000/- in Tier I to II locations. |
| If Platinum Card opted |
One (1) domestic airport lounge access per Quarter per card (If Platinum Card is Choosen)** |
✔ |
| One (1) international lounge access per Calender year per card (If Platinum Card is Choosen)** |
✔ |
| Free exclusive Insurance Package for Accidental/Fraud/Purchase Protection & Travel (If Platinum Card is Choosen) |
✔ |
| Anywhere Banking |
Unlimited Non Cash Transactions |
| Cash deposit @ Base Branch |
Not Permitted |
| Cash deposit @ Non Base Branch |
Not Permitted |
| Cash withdrawal charges at Non Home Branch |
Free |
| Withdrawal limit (Cash/Transfer/Clearing) for Customer Induced Transactions. |
Unlimited |
| Cheque Leaves – Payable at Par – Free per half Year |
10 free cheque leaves per 6 months |
| IMPS |
As per SOC effective from 01st August 2025 |
| NEFT @ Branches |
As per SOC effective from 01st August 2025 |
| RTGS @ Branches |
As per SOC effective from 01st August 2025 |
| Mobile Banking |
✔ |
| Net Banking |
✔ |
| Issuance of Passbook |
Free |
| ECS |
✔ |
| NACH |
✔ |
| Standing Instruction |
✔ |
| Cheque Collection facility |
✔ |
| Nomination Facility |
✔ |
| DD PO |
✔ |
| Interest Payout |
NA |
